A credit card may be the first financial tool you would want to purchase after you have established a stable source of income for yourself. But, do you know that it can offer you much more than just fulfilling your short-term goals? If you use a credit card efficiently, you can build up a good credit score, which can aid you to take loans at lower interest rates and to get insurance at lower premiums. You also get reward points for every credit card usage which can be redeemed in many different ways. Renowned Non-Banking Financial Companies (NBFCs) like Bajaj Finserv offer a wide range of credit cards in partnership with RBL Bank, known as a SuperCard.
Bajaj Finserv RBL Credit Cards are much more than usual credit cards. Just like the name suggests, SuperCards offer added benefits apart from EMI shopping. The benefits are:
Rewards Points
You can get a welcome gift of up to 20,000 reward points. You are also awarded reward points for each milestone achieved. Reward points are credited to your account every month for every transaction you make with Bajaj Finserv RBL Credit Card.
Interest-free Cash Withdrawal
When you use a credit card for withdrawing cash from an ATM, some interest is charged for each withdrawal. This interest is based on the credit card provider. With RBL SuperCards, you can withdraw money without interest for up to 50 days. The only charge applied is the processing fee which is 2.5%.
Loan
You can convert your SuperCard cash limit into a personal loan if you need emergency funds. You can get interest-free cash for up to 90 days which can be repaid in 3 easy EMIs.
Strong Security
SuperCards come with robust security features like ‘zero-fraud liability cover,’ and ‘in-hand security.’ Such features help in avoiding potential online security threats and gives you complete authority over your card.
Membership Benefits
Each Bajaj Finserv SuperCard member can avail membership benefits from partner stores. You can search for the partner stores from different categories like clothes, groceries, accessories, etc.
How to apply for Bajaj Finserv RBL Bank credit card?
Websites and online applications of financial providers have now made it very easy for you to apply for credit cards. The process to apply for a Bajaj Finserv RBL credit card is quick, simple, and hassle-free. When you apply for a credit card online, all you have to do is follow the three steps mentioned below:
- Log on to Bajaj Finserv’s easily accessible website for a credit card.
- Click the ‘Apply Now’ button.
- Fill in the necessary details like personal information and other details.
Customer care personnel from Bajaj Finserv will get in touch with you. You can get the benefits of four cards with one Bajaj Finserv RBL Bank Credit Card – credit card, cash card, loan card, and EMI network card. There are a few criteria for eligibility which you must be fulfilling to be able to apply for a SuperCard. Once you make sure that you do, you can move on to the processing and documentation process. By submitting minimal documents such as recent passport size photographs, and ID proofs, you can get instant access to the many benefits that are offered by SuperCard.